Welcome to The Legal Aid Society of Columbus
Get help online!
Our Access to Justice (A2J) online application is an interactive interview that will walk you step by step through our intake process. This easy to follow question and answer session will help us better understand your problem so we can give you a more accurate response to your needs. It also saves our intake workers time and allows us to help more people. Our A2J system has been operational for three years and in that time it has enabled us to promptly process over 8000 applications! Rest assured that your data is safe and will not be shared with anyone.
Click here or click on the picture to the right to try A2J today.
Haga clic aquí para completar la solicitud en español.
Important Information for People with Disabilities on Medicaid: Shed Your Spend Down?
For many people with disabilities on Medicaid, the word "spend down" brings on a headache. ("Spend down" is the monthly amount you have to pay or spend on medical care before your Medicaid kicks in). But the recent Medicaid expansion offers relief to many people on spend down.
If you currently have Medicaid with a monthly spend down, a change in the rules may now allow you to get Medicaid benefits without that spend down. On January 1, 2014, Ohio expanded Medicaid eligibility to 138% of the Federal Poverty Level ($1,294 for a household of one) for low-income Ohioans regardless of whether individuals have children or are disabled. If you are under 65 and not currently eligible for Medicare, you may be able to switch to this new category of Medicaid and avoid having to pay a monthly spend down. The benefits package for the expansion category of Medicaid is just as generous and utilizes the same managed care plans.
Understanding The Affordable Care Act
Are you currently uninsured?
If so, you may be eligible to enroll in Medicaid or obtain private subsidized insurance through the Marketplace.
Who is eligible for Medicaid and how do I apply?
Medicaid now covers individuals up to 138% of the Federal Poverty Level, which is $16,116 a year for a household of one. You no longer need to be a child, parent, senior or a person with a disability to qualify. You can apply online at http://benefits.ohio.gov/ or call 1-800-324-8680. You may also contact your local County Department of Job and Family Services. You can enroll in Medicaid at any time.
Who is eligible for marketplace coverage and how do I apply?
If your income is above 138% but below 400% of the Federal Poverty level, which is $46,680 for an individual and $95,400 for a family of four, you will be eligible for coverage through the Marketplace with subsidies to help you with premiums. In addition, individuals with lower incomes will also be eligible for cost sharing assistance to help with out of pocket costs. You can enroll online at www.healthcare.gov or by telephone at 1-800-318-2596. You can also get assistance with your application by contacting a navigator through the Ohio Benefits Bank at (800) 648-1176 or you can find the closest Certified Application Counselor to you by searching by zip code at www.healthcare.gov. The open enrollment for the marketplace is from November 15, 2014 to February 15, 2015. After that time, you will have to meet the requirements for a special enrollment period to apply until the end of 2015.
What if I currently have coverage through a marketplace plan?
You will want to review the plan during the open enrollment period of November 15, 2014 through February 15, 2015 to see if there have been changes to the plan and to ensure that it still meets your needs. If you have any questions, please let us know and one of our public benefits team staff will be happy to speak with you.